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The Economic Impacts of Natural Disasters$
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Debarati Guha-Sapir and Indhira Santos

Print publication date: 2013

Print ISBN-13: 9780199841936

Published to Oxford Scholarship Online: September 2013

DOI: 10.1093/acprof:oso/9780199841936.001.0001

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Natural Disasters and the Insurance Industry

Natural Disasters and the Insurance Industry

Chapter:
(p.128) 6 Natural Disasters and the Insurance Industry
Source:
The Economic Impacts of Natural Disasters
Author(s):

Angelika Wirtz

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780199841936.003.0007

Overall and insured losses of natural disasters are steadily increasing and reach record highs. The worldwide insurance and reinsurance industry plays an important role to provide immediate financial support to overcome the impact of natural disasters. This chapter provides information about the development of insurance solutions for natural disasters - from a historical perspective up to current insurance schemes, including micro-insurance. It also analyses in detail the impact of natural disasters of the last decades and points out the most affected areas, the costliest and deadliest events, the distribution by peril and the impact in different income groups.

Keywords:   Natural disasters, Natural catastrophes, Economic losses, Insured losses, Reinsurance, Disaster loss data, Loss database

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