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Financial Literacy: Implications for Retirement Security and the Financial Marketplace$
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Olivia S. Mitchell and Annamaria Lusardi

Print publication date: 2011

Print ISBN-13: 9780199696819

Published to Oxford Scholarship Online: January 2012

DOI: 10.1093/acprof:oso/9780199696819.001.0001

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The Outlook for Financial Literacy

The Outlook for Financial Literacy

Chapter:
(p.1) Chapter 1 The Outlook for Financial Literacy
Source:
Financial Literacy: Implications for Retirement Security and the Financial Marketplace
Author(s):

Annamaria Lusardi

Olivia S. Mitchell

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780199696819.003.0001

As the world becomes more financially integrated and complex, average individuals and their families are increasingly faced with making highly sophisticated and all-too-often irreversible financial decisions. Nowhere is this more evident than with regard to retirement decision-making. Indeed, the global financial crisis suggests that poor financial decision-making can have substantial costs not only for individuals but also society at large. This volume focuses on key lessons for financial decision-making in the wake of that crisis, exploring how financial literacy can enhance peoples' skills and abilities to make more informed economic choices.

Keywords:   financial literacy, retirement, saving, financial education, financial decision-making, counseling, behavior

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