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Regulating Unfair Banking Practices in EuropeThe Case of Personal Suretyships$
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Aurelia Colombi Ciacchi and Stephen Weatherill

Print publication date: 2010

Print ISBN-13: 9780199594559

Published to Oxford Scholarship Online: January 2011

DOI: 10.1093/acprof:oso/9780199594559.001.0001

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(p.469) 21 Romania
Regulating Unfair Banking Practices in Europe

Prof Dr Florin Ciutacu

Oxford University Press

This chapter discusses suretyship contracts in Romanian banking practice. Topics covered include commercial suretyships and consumer suretyships, suretyships and indebtedness of individuals and families, unfair suretyships of non-professional guarantors, laws for surety protection, impact on the guarantor's position of changes in the debtor-creditor relationship, the most effective means of protection for non- professional sureties, and proposals to improve the protection of non-professional sureties.

Keywords:   Romanian banking, suretyships, debtors, creditors, guarantors, surety protection, consumer protection law, obligations and contracts, family law

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