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Regulating Unfair Banking Practices in EuropeThe Case of Personal Suretyships$
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Aurelia Colombi Ciacchi and Stephen Weatherill

Print publication date: 2010

Print ISBN-13: 9780199594559

Published to Oxford Scholarship Online: January 2011

DOI: 10.1093/acprof:oso/9780199594559.001.0001

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Regulating Unfair Suretyships in Europe: Methodology of a Comparative Study

Regulating Unfair Suretyships in Europe: Methodology of a Comparative Study

(p.1) 1 Regulating Unfair Suretyships in Europe: Methodology of a Comparative Study
Regulating Unfair Banking Practices in Europe

Aurelia Colombi Ciacchi

Stephen Weatherill

Oxford University Press

This chapter sets out the purpose of the book, which is to provide a comparative overview of the remedies against unfair obligations of non-professional guarantors available in 21 EU Member States: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, the Netherlands, Poland, Portugal, Romania, Sweden, Slovenia, Spain, and the United Kingdom. The legal landscapes of these countries are analysed in the context of the different credit markets and banking practices. The analysis takes into account the fact that differences in the national legal treatment of personal suretyships also originate from the different practical relevance which such suretyships have in the credit market of the individual Member States. To facilitate the comparison of the legal and empirical data, the country reporters were provided with a questionnaire. The uniform structure of the reports contained in this book reflects the questionnaire structure, although the original questionnaire questions were later transformed into shorter headings.

Keywords:   suretyships, EU, credit market, surveys, banking practices

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