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Financial Access in Post-Reform India$
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T.A. Bhavani and N.R. Bhanumurthy

Print publication date: 2012

Print ISBN-13: 9780198076650

Published to Oxford Scholarship Online: September 2012

DOI: 10.1093/acprof:oso/9780198076650.001.0001

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PRINTED FROM OXFORD SCHOLARSHIP ONLINE (www.oxfordscholarship.com). (c) Copyright Oxford University Press, 2019. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in OSO for personal use. date: 13 October 2019

Private Participation in the Banking Sector

Private Participation in the Banking Sector

Chapter:
(p.134) 8 Private Participation in the Banking Sector
Source:
Financial Access in Post-Reform India
Author(s):

T.A. Bhavani

N.R. Bhanumurthy

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780198076650.003.0008

Chapter 8 examines the role of private sector in the post-1991 period with reference to the Indian banking sector. Empirical analysis reveals that the private sector is increasing its share although public sector banks still dominate the Indian banking sector. Private sector banks including foreign banks are also showing their impact on the sector in terms of improving the efficiency of public sector banks, and reducing their operating expenses and non-performing assets. Notwithstanding numerous policy measures such as priority sector lending, Indian banks—public as well as private sector banks-are yet to expand financial access to agriculture and small enterprises.

Keywords:   banking sector, private banks, foreign banks, public sector banks, performance, soundness, non-performing assets, capital adequacy ratio, priority sector lending

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