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Reforming PensionsPrinciples and Policy Choices$
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Nicholas Barr and Peter Diamond

Print publication date: 2008

Print ISBN-13: 9780195311303

Published to Oxford Scholarship Online: September 2009

DOI: 10.1093/acprof:oso/9780195311303.001.0001

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Basic Features of Pension Systems

Basic Features of Pension Systems

Chapter:
(p.35) 3 Basic Features of Pension Systems
Source:
Reforming Pensions
Author(s):

Nicholas Barr (Contributor Webpage)

Peter Diamond (Contributor Webpage)

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780195311303.003.0003

Pensions differ in the way they are financed, in the relationship between contributions and benefits, and in how both are adjusted as the economic and demographic environment changes. Some features are generally found only in public pension systems; others are common to both public and employer-based systems. The chapter then introduces a recent development, notional defined-contribution pensions, which combine some of the traditional features in a novel way. Finally, the chapter briefly delineates the main areas of controversy with respect to the choices among these features.

Keywords:   defined benefits, defined contributions, economic changes, environmental changes, demographic changes, employer-based systems, notional defined-contribution pensions, pension system, pensions

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