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Reinventing the Retirement Paradigm$
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Robert L. Clark and Olivia S. Mitchell

Print publication date: 2005

Print ISBN-13: 9780199284603

Published to Oxford Scholarship Online: February 2006

DOI: 10.1093/0199284601.001.0001

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Chapter Chapter Looking Backward, Looking Forward: Where is Pension Policy Headed?

Chapter Chapter Looking Backward, Looking Forward: Where is Pension Policy Headed?

(p.14) Chapter 2 Looking Backward, Looking Forward: Where is Pension Policy Headed?
Reinventing the Retirement Paradigm

James A. Klein

Oxford University Press

In the future, the retirement paradigm will be reinvented because people and entities directly engaged in designing and sponsoring plans, as well as those benefiting from plans, will make countless decisions about their immediate and long-term needs. They will adjust retirement plan programs, and retirement practices themselves, to accommodate those needs. This chapter identifies four elements that may help in the development of a paradigm suitable for the next thirty years. These are the key role of trust in a regulatory scheme; the importance of balancing objectives in pension policy; the key importance of recognizing expectations; and the need for retirement policy champions.

Keywords:   retirement paradigm, trust, pension policy, retirement policy, expectations

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