Jump to ContentJump to Main Navigation
The German Financial System$
Users without a subscription are not able to see the full content.

Jan P. Krahnen and Reinhard H. Schmidt

Print publication date: 2004

Print ISBN-13: 9780199253166

Published to Oxford Scholarship Online: January 2005

DOI: 10.1093/0199253161.001.0001

Show Summary Details
Page of

PRINTED FROM OXFORD SCHOLARSHIP ONLINE (www.oxfordscholarship.com). (c) Copyright Oxford University Press, 2020. All Rights Reserved. An individual user may print out a PDF of a single chapter of a monograph in OSO for personal use. date: 29 May 2020

Regulation and Competition in German Banking: An Assessment

Regulation and Competition in German Banking: An Assessment

(p.291) 10 Regulation and Competition in German Banking: An Assessment
The German Financial System

Karl-Hermann Fischer

Christian Pfeil

Oxford University Press

Offers an in-depth discussion of regulatory and competitive issues in German banking. Emphasising that regulation, market structure, and competitive conduct are deeply interrelated the authors look at bank regulation from an Industrial Organisation perspective. Special consideration is given to the three-pillar structure of German banking comprising private, public, and co-operative banking institutions as well as to the driving forces that shaped bank regulation and supervision from its beginning in 1931. To assess market structure and competition in Germany’s banking market, the available empirical evidence is carefully discussed. A concluding section points to the challenges stemming from the decision to phase out state-guarantees for public banks.

Keywords:   bank regulation, capital requirements, collusion, concentration, deposit insurance, industrial organisation, industry consolidation, market power, market structure, retail banking, state-guarantees, supervision

Oxford Scholarship Online requires a subscription or purchase to access the full text of books within the service. Public users can however freely search the site and view the abstracts and keywords for each book and chapter.

Please, subscribe or login to access full text content.

If you think you should have access to this title, please contact your librarian.

To troubleshoot, please check our FAQs , and if you can't find the answer there, please contact us .