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Communities and Markets in Economic Development$
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Masahiko Aoki and Yujiro Hayami

Print publication date: 2001

Print ISBN-13: 9780199241019

Published to Oxford Scholarship Online: August 2004

DOI: 10.1093/0199241015.001.0001

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Risk and Insurance in Transition: Perspectives from Zouping County, China

Risk and Insurance in Transition: Perspectives from Zouping County, China

Chapter:
(p.215) 8 Risk and Insurance in Transition: Perspectives from Zouping County, China
Source:
Communities and Markets in Economic Development
Author(s):

Jonathan Morduch

Terry Sicular

Publisher:
Oxford University Press
DOI:10.1093/0199241015.003.0008

This chapter discusses how rural households in Zouping County, Shandong Province, China, cope with increased economic risk and loss of pre-existing financial and insurance mechanisms. Many households are highly exposed to risk. They cope by relying their own devices such as saving and borrowing, and diversifying their sources of income. Explanations for weak insurance provision are studied and innovative insurance arrangements are proposed.

Keywords:   insurance, risk management, China, Zouping County, rural households

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