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An Inquiry into Well-Being and Destitution$
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Partha Dasgupta

Print publication date: 1995

Print ISBN-13: 9780198288350

Published to Oxford Scholarship Online: November 2003

DOI: 10.1093/0198288352.001.0001

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Households and Credit Restraints

Households and Credit Restraints

Chapter:
(p.257) *9 Households and Credit Restraints
Source:
An Inquiry into Well-Being and Destitution
Author(s):

Partha Dasgupta (Contributor Webpage)

Publisher:
Oxford University Press
DOI:10.1093/0198288352.003.0012

The main part of this chapter discusses the characteristics of the peasant household in terms of land, labour, savings, and credit. It has ten sections: (1) the peasant household (which is normally land owning); (2) credit constraints and the organization of production—using family or hired labour; (3) moral hazard, wage labour, and tenancy (the predominating forms are fixed‐rental contracts and sharecropping or metayage); (4) village enclaves as production units; (5) land, labour, and credit markets: observations on rural India; (6) agrarian relations in sub-Saharan Africa; (7) consumption as investment; (8) lack of credit among the assetless; (9) consumption smoothing; and (10) unemployment. An extra and separate section (designated Chapter *9) gives theoretical presentations on four aspects of households and credit constraints. These are (1) a model of the peasant household; (2) the precautionary motive for saving; (3) credit, insurance, and agricultural investment; and (4) why may credit be rationed.

Keywords:   agrarian relations, consumption, credit, family labour, fixed‐rental contracts, hired labour, households, India, insurance, investment, labour, metayage, organization of production, organization of work, peasant households, peasants, rural economy, savings, sharecropping, sub‐Saharan Africa, tenancy, unemployment, villages, wage labour

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