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Schieber, Sylvester J. 'Remembering the Future.' The Predictable Surprise: Unraveling the U.S. Retirement System (New York, 2012; pubd online Apr. 2015). Oxford Scholarship Online, <http://dx.doi.org/10.1093/acprof:osobl/9780199890958.003.0029> accessed 28 Mar. 2020.