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Hung, A., & Yoong, J. (2013-10-31). Asking for Help: Survey and Experimental Evidence on Financial Advice and Behavior Change. In The Market for Retirement Financial Advice. : Oxford University Press. Retrieved 22 Aug. 2019, from https://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199683772.001.0001/acprof-9780199683772-chapter-9.