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 (2008-09-25). Ameriks, J., & Mitchell, O. (Eds.), Recalibrating Retirement Spending and Saving. : Oxford University Press. Retrieved 18 Aug. 2019, from https://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199549108.001.0001/acprof-9780199549108.