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Sinai, T., & Souleles, N. (2008-09-25). Net Worth and Housing Equity in Retirement. In Recalibrating Retirement Spending and Saving. : Oxford University Press. Retrieved 20 Nov. 2019, from https://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199549108.001.0001/acprof-9780199549108-chapter-4.