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Aron, J., Muellbauer, J., & Prinsloo, J. (2008-10-16). Estimating the Balance Sheet of the Personal Sector in an Emerging Market Country: South Africa, 1975–2005. In Personal Wealth from a Global Perspective. : Oxford University Press,. Retrieved 25 May. 2019, from https://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199548880.001.0001/acprof-9780199548880-chapter-10.