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Shetty, S. (2010-10-07). Agricultural Credit and Indebtedness: Ground Realities and Policy Perspectives 1. In Agrarian Crisis in India. : Oxford University Press,. Retrieved 22 Jul. 2019, from https://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780198069096.001.0001/acprof-9780198069096-chapter-3.