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Chui, M., & Gai, P. (2005-01-27). Fundamentals-Based Models. In Private Sector Involvement and International Financial Crises: An Analytical Perspective. : Oxford University Press. Retrieved 23 Oct. 2019, from https://www.oxfordscholarship.com/view/10.1093/0199267758.001.0001/acprof-9780199267750-chapter-4.