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Taylor-Gooby, P. (2004-09-01). New Risks and Social Change. In New Risks, New Welfare: The Transformation of the European Welfare State. : Oxford University Press,. Retrieved 24 May. 2019, from https://www.oxfordscholarship.com/view/10.1093/019926726X.001.0001/acprof-9780199267262-chapter-1.