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Why Does College Cost So Much?$
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Robert B. Archibald and David H. Feldman

Print publication date: 2010

Print ISBN-13: 9780199744503

Published to Oxford Scholarship Online: January 2011

DOI: 10.1093/acprof:oso/9780199744503.001.0001

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Outside Financial Aid

Outside Financial Aid

(p.171) 11 Outside Financial Aid
Why Does College Cost So Much?

Robert B. Archibald

David H. Feldman

Oxford University Press

This chapter discusses financial aid granted by entities other than the institution the student attends. Federal financial aid has played an important role. The chapter begins with a brief history of federal financial aid policy and then describes the federal needs-analysis system that determines a family's ability to pay. The chapter also explains the types of federal financial aid that are available: grants, loans, work-study, and tuition tax credits. State financial aid programs also are important, and the chapter shows how they have moved away from need-based systems toward merit-based grants. Lastly, the chapter explores the growing importance of private financial aid programs. The final section of the chapter discusses the interactions among these different sources of financial aid.

Keywords:   federal financial aid, merit-based grants, needs analysis system, private financial aid, state financial aid

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