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Financial Literacy: Implications for Retirement Security and the Financial Marketplace$
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Olivia S. Mitchell and Annamaria Lusardi

Print publication date: 2011

Print ISBN-13: 9780199696819

Published to Oxford Scholarship Online: January 2012

DOI: 10.1093/acprof:oso/9780199696819.001.0001

How to Improve Financial Literacy: Some Successful Strategies

Chapter:
(p. 241 ) Chapter 13 How to Improve Financial Literacy: Some Successful Strategies
Source:
Financial Literacy: Implications for Retirement Security and the Financial Marketplace
Author(s):

Diana Crossan

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780199696819.003.0013

In New Zealand, the connection between financial literacy and security in retirement is well accepted, based on the understanding that people need to have the confidence and ability to make informed and lasting decisions about their personal finances throughout their lives. This chapter presents five strategies that are having some success in lifting New Zealanders' financial literacy and the common elements that connect them. The chapter finishes with a discussion of the importance of monitoring and evaluation while noting the inherent difficulties in proving a causal link from financial education to greater financial literacy to improved financial well-being.

Keywords:   financial education, literacy, New Zealand, retirement, government, private, knowledge

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