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Men, Women, and MoneyPerspectives on Gender, Wealth, and Investment 1850-1930$
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David R. Green, Alastair Owens, Josephine Maltby, and Janette Rutterford

Print publication date: 2011

Print ISBN-13: 9780199593767

Published to Oxford Scholarship Online: September 2011

DOI: 10.1093/acprof:oso/9780199593767.001.0001

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They Lived and Saved: Examining the Savings Motives of Shopkeepers in Late Nineteenth-Century Britain

They Lived and Saved: Examining the Savings Motives of Shopkeepers in Late Nineteenth-Century Britain

Chapter:
(p.81) Chapter 4 They Lived and Saved: Examining the Savings Motives of Shopkeepers in Late Nineteenth-Century Britain
Source:
Men, Women, and Money
Author(s):

Mary Beth Combs

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780199593767.003.0004

The chapter examines the saving and investment decisions of nineteenth-century British shopkeepers using data on 332 census-linked probated decedents dying between 1859 and 1891. Previous research indicates that the nineteenth-century US agricultural sector experienced a transition from bequest saving to life-cycle saving. The chapter tests the potential impact of bequest, life-cycle, and deferred compensation motives on wealth-holding to determine whether late nineteenth-century British shopkeepers reached the transition stage between bequest and/or deferred compensation to life-cycle saving, as shown by Roger Ransom and Richard Sutch for the case of the US agricultural sector. The results reveal evidence of an altruistic bequest motive.

Keywords:   wealth-holding, bequest saving, life-cycle saving, Britain, shopkeepers, nineteenth century

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