Jump to ContentJump to Main Navigation
The Structure and Regulation of Financial Markets$
Users without a subscription are not able to see the full content.

Peter D. Spencer

Print publication date: 2000

Print ISBN-13: 9780198776093

Published to Oxford Scholarship Online: October 2011

DOI: 10.1093/acprof:oso/9780198776093.001.0001

Show Summary Details
Page of

PRINTED FROM OXFORD SCHOLARSHIP ONLINE (www.oxfordscholarship.com). (c) Copyright Oxford University Press, 2018. All Rights Reserved. Under the terms of the licence agreement, an individual user may print out a PDF of a single chapter of a monograph in OSO for personal use (for details see www.oxfordscholarship.com/page/privacy-policy).date: 14 November 2018

Bank Regulation in Practice

Bank Regulation in Practice

Chapter:
(p.208) (p.209) 11 Bank Regulation in Practice
Source:
The Structure and Regulation of Financial Markets
Author(s):

Peter d. Spencer

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780198776093.003.0011

Due to their nature, banks are more highly regulated than other financial institutions, since they are a vital social institution and operate the payment transmissions system. Monetary history reveals that that there are certain regulations that have been imposed for some time: from laissez-faire to prohibitive systems, restricting bank portfolio selection. Today, supervision of bank regimes is done by the government. This chapter gives another look at problems of the present regulatory regime, after which, proposals for root and branch reform are recommended. However, the main focus here is upon prudential regulation. The chapter concludes with a look at some competition problems which arise when banking systems are dominated by larger institutions.

Keywords:   bank regulation, monetary history, laissez-faire, central bank, payment transmission

Oxford Scholarship Online requires a subscription or purchase to access the full text of books within the service. Public users can however freely search the site and view the abstracts and keywords for each book and chapter.

Please, subscribe or login to access full text content.

If you think you should have access to this title, please contact your librarian.

To troubleshoot, please check our FAQs , and if you can't find the answer there, please contact us .