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Handbook of International Social WorkHuman Rights, Development, and the Global Profession$
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Lynne M. Healy and Rosemary J. Link

Print publication date: 2011

Print ISBN-13: 9780195333619

Published to Oxford Scholarship Online: January 2012

DOI: 10.1093/acprof:oso/9780195333619.001.0001

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Microcredit: A Development Strategy for Poverty Reduction

Microcredit: A Development Strategy for Poverty Reduction

Chapter:
(p.424) 64 Microcredit: A Development Strategy for Poverty Reduction
Source:
Handbook of International Social Work
Author(s):

Rebecca L. Thomas

Publisher:
Oxford University Press
DOI:10.1093/acprof:oso/9780195333619.003.0064

This chapter addresses two questions that often arise in the microcredit research and dialogue. First, does microcredit really benefit the poor? Second, does microcredit serve as a strategy for poverty reduction? It provides a brief description of microcredit and microfinance and presents an overview of their role, targeted mostly at women, in reducing poverty. The strengths and limitations of the strategy are then discussed. The chapter concludes that despite evidence of positive effects for individuals and their families from the microcredit movement, poverty reduction must be addressed through multiple strategies.

Keywords:   microcredit research, microfinance, poverty reduction, social work

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