Lessons from Behavioral Finance for Retirement Plan Design
This chapter evaluates new research on the behavioural aspects of retirement planning and how these can be used to design and manage retirement systems. It analyses how workers decide to save, how they manage retirement investments, and how they decide to draw down their assets in retirements. Plan design and policy responses are discussed.
Keywords: behavioural research, retirement plans, retirement system, decision-making, investments, behavioural economics, finance research
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