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The Economics of Financial Markets$
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Hendrik S. Houthakker and Peter J. Williamson

Print publication date: 1996

Print ISBN-13: 9780195044072

Published to Oxford Scholarship Online: November 2003

DOI: 10.1093/019504407X.001.0001

Regulation of Financial Markets

Chapter:
(p. 283 ) 11 Regulation of Financial Markets
Source:
The Economics of Financial Markets
Author(s):

Hendrik S. Houthakker (Contributor Webpage)

Peter J. Williamson

Publisher:
Oxford University Press
DOI:10.1093/019504407X.003.0011

Most financial markets are highly competitive – there are hundreds or thousands of active traders and at any time and place prices vary only within a narrow range – the bid‐ask price spread. Regulation is usually associated with monopoly; it might seem, therefore, that regulation of financial markets is unnecessary. After an introductory section on the ethics of finance and the economic function of financial markets, the second section of this chapter explains why that conclusion is unwarranted. The third section discusses the various levels of US federal regulation (the exchanges, the regulatory commissions and the courts); the fourth looks at federal regulation of trading in corporate shares and bonds by the Securities and Exchange Commission; the fifth shows how futures markets are federally regulated in the US; and the sixth is a case study of an important regulatory failure – the silver manipulation of 1979–80 in the USA. The final section looks at regulation in the UK.

Keywords:   bid prices, competition, corporate bonds, corporate shares, federal regulation, financial markets, futures markets, regulation, Securities and Exchange Commission, trading, UK, USA

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