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Borscheid, P. (2012-08-23). Europe: Overview. In  (Ed.), World Insurance: The Evolution of a Global Risk Network. : Oxford University Press,. Retrieved 19 Apr. 2019, from http://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199657964.001.0001/acprof-9780199657964-chapter-2.