Consumer Credit Models: Pricing, Profit and Portfolios. : Oxford University Press, 2009-01-29. Oxford Scholarship Online. 2009-05-01. Date Accessed 18 Jun. 2013 <http://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199232130.001.1/acprof-9780199232130>.
(2009-01-29). Consumer Credit Models: Pricing, Profit and Portfolios. : Oxford University Press. Retrieved 18 Jun. 2013, from http://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199232130.001.1/acprof-9780199232130.
Consumer Credit Models: Pricing, Profit and Portfolios. : Oxford University Press, 2009-01-29. http://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199232130.001.1/acprof-9780199232130.
Thomas LC. Consumer Credit Models: Pricing, Profit and Portfolios. Oxford University Press; 2009. http://www.oxfordscholarship.com/view/10.1093/acprof:oso/9780199232130.001.1/acprof-9780199232130. Accessed June 18, 2013.